If you're in the midst of filing an insurance claim, you're likely ready to accept a check from your insurance adjuster and move on. After all, filling out forms and living in a state of chaos is no fun. You want the stress to end and the ability to make the necessary repairs.
However, insurance companies don't always pay you in full so it pays to take your time during this process. Remember that insurance companies are businesses, not non-profit organizations. They are in business to make money, not spread goodwill. This means that they have to make wise decisions, charge premiums for their service, and look for ways to minimize their losses.
Now, you have paid for your coverage through your premiums and you deserve to get the service that you paid for. Unfortunately, unless you are vigilant, you may not be fully reimbursed for your insurance losses.